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With medical insurance premiums at all-time highs, and rising each year, it is important to identify and understand a few practices that would help keep premium costs down. Here at Fusion, we have personally seen a rise in HMO employee-only premiums of 2.5x over the past 8 years with a current rate of inflation under 2%. Medical costs, including insurance, have grown to be one of the most significant expenses for families.
The best way to keep your medical costs to a minimum is staying healthy. Practicing a wellness lifestyle by both eating right and exercising remains the best way to live well, but there are many actions you can take to lower your health care costs beyond choosing affordable health insurance. Below find 7 tips on reducing these expenses: